Dying at your desk is not a retirement plan

Dying at your desk is not a retirement plan

Article by Thomas Heath, The Washington Post

Fritz Gilbert knew in his 20s that he did not want to die at his desk. Gilbert, 55, who retired last week, started saving decades ago for what could be one of our most fraught decisions: When to retire? The question is deeply personal. It requires a brutal look at your life. Some people get a pit in the stomach when they think about saying goodbye to that paycheck. Or at the prospect of deconstructing a nest egg they spent decades building. They might worry about feeling irrelevant or bored without the stimulation of work. For most people, retirement won’t be carefree. They will replace whatever worries they have now with a new set of concerns: health (and their mortality), money, humankind’s future.”

The title says it all!

Planning for retirement is important and many put this task off till later leaving less time for their money to work for them requiring them to work longer and harder to secure their future.

A key takeaway from this article is also how they protected their nest egg using long term care (LTC) A crucial piece of the overall plan.

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