New IUL & Term option with Living Benefits

New IUL & Term option with Living Benefits

Ameritas has the newest and one of the best Living Benefit options for both Term and IUL life products.  People are living longer then ever before and if they do not have a Long Term Care strategy in place for their senior years they do not have a good plan.  If a traditional LTC insurance plan is not for them a life product with solid LTC benefits is a great option.  Ameritas has done just that.  A strategy allowing FA’s to recommend a Term solution that is convertible to an IUL down the road or going direct with the IUL, both with a strong benefit structure.

Term Highlights:

  • 18 Triggers
  • 90% Acceleration up to 1.5 mil
  • Table D – $5 Flat Extra
  • No “Knock Out” Questions
  • Non-Med $300k or less, age 60 or less

IUL:

  • Non-Med $300k or less, age 60 or less
  • Lifetime Income Rider
  • Great growth including Account Value Bonus
  • Premium Deposit Account
  • Dollar Cost Avg.
  • Early CV rider

Contact us to learn more.  800.471.7191

Need an Illustration mailto:kathy@ialtc.com

 

 

 

 

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